Free & independent equity release advice from experts in Peterborough

Lifetime mortgages in Peterborough

I am a proud member of the Equity Release Council and am fully authorised and qualified to provide advice. I always uphold the strict standards set by the ERC, which was set up to protect the rights of consumers. As a local equity release expert, I am fully independent, friendly and professional and have access to the whole of the equity release market.

This means I can search from the hundreds of available products to find the right deals from the right later-life mortgage lenders to suit your circumstances. I can also access other financial products, including residential and retirement interest-only mortgages. Equity release will give you the right to remain in your home for the rest of your life or until you move into long-term care.

I can detail the advantages and disadvantages of available equity-release products. The money raised can be used in many ways. Common reasons for equity release include funding holidays, home improvements, new cars, care at home, or other purchases.

Many people simply want to have more money for day-to-day living or to clear their current mortgage. To request a consultation or find out more, please call 07768 972861.

Reasons to release equity from your Peterborough home

• To pay off existing debts or a residential mortgage
• To fund home improvements or adapt your home so you can continue living there
• To add to your retirement income for day-to-day living costs
• To help children or grandchildren with a 'living inheritance', usually used for housing costs to pay for a wedding or education
• To go on holiday or travel more
• To fund care at home or private medical bills

Releasing equity in Peterborough, PE1: I am here to offer guidance

Equity release allows you to access the money tied up within your home to improve your retirement years.

This means you will not have to downsize, and you can have more money to spend on anything you wish, from taking more holidays to funding care at home. If you bought your property in Peterborough some time ago, the chances are that your property value has grown significantly over the years. Peterborough is a city that has seen remarkable growth over recent years, with higher employment than average.

There is a lot of regeneration, and the area is popular with families due to the excellent schools and culture. Land Registry figures for July 2026 put the average home in Peterborough at £235,000.

Semi-detached homes averaged £243,000, detached houses £379,000 and terraced homes £191,000. Prices were close to level with a year earlier.

More details about Lifetime Mortgages in Yaxley

There are several different types of equity release plans from which to choose. As an equity release adviser in Yaxley or Peterborough, I can tell you more. A lifetime mortgage is the most popular type of equity release plan, and you remain the property owner.

This allows you to release a tax-free lump sum of money from the value of your home. Unlike standard mortgages, you do not have to make any monthly repayments unless you wish to do so, and the original loan plus any rolled-up interest is paid off when you pass away or move into long-term care. All the plans I recommend come with a ‘no negative equity' guarantee, which means your beneficiaries will never owe more than the value of your property.

Lifetime mortgages come with a range of features to suit your specific requirements: Drawdown lifetime mortgage: This type of plan allows you to access the money with a greater degree of flexibility. This means rather than receiving a lump sum all in one go, you can access it in smaller amounts when you need them. You only start paying interest on the loan once you receive the money, which will keep costs down.

Interest-only lifetime mortgage: Some lifetime mortgage plans allow you to make partial or full interest repayments to keep the cost of the loan down. There are also plans with other features, such as the ability to ringfence some equity as inheritance for your loved ones. Book an equity release consultation with Jeremy.

No obligation consultations can be held in the comfort of your own home in any of the following locations:

Alwalton · Castor · Eye · Farcet · Glinton · Haddon · Helpston · Helpstone · Marholm · Newborough · Northborough · Orton Waterville · Paston · Peakirk · Stanground · Upton · Walton · Water Newton · Werrington · Whittlesey · Yaxley

Why choose Trusted Equity Release in Peterborough?

I founded the business and have worked in finance since 1996. I enjoy getting to know my clients personally and will always offer the best, impartial advice.

Any initial consultation is free of charge, and there will never be any pressure to proceed. My clients' best interests are at the very heart of my work. I am proud of my glowing reputation, where much of my work comes from personal recommendations.

I know and understand that releasing equity is an important decision, and I am here to help you.

• I can unlock some of the best equity release deals
• I am a fully regulated and qualified equity release specialist
• I am a member of the Equity Release Council and follow their guidelines
• I will never use complex language, and I communicate clearly
• My advice is honest, ethical and impartial

Do you have an equity release question for me that I have not answered? Please see my FAQs.

Call now for information on later-life mortgage lenders and retirement mortgages in Peterborough

Talk to me, your equity release expert in Peterborough, by calling 07768 972861.

You can also email me at jeremy@trustedequityrelease.co.uk