Independent, whole of market advice  ·  Equity Release Council member
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Meet your adviser

About Jeremy Furnell, later life lending specialist

If you're looking to find out who you'd be dealing with before you pick up the phone, you're in the right place. I'm the only adviser at Trusted Equity Release, so the person on this page is the person who answers your call and sits at your kitchen table. Everything I claim below links to the register that proves it.

Jeremy Furnell, later life lending specialist based near March, Cambridgeshire

Quick answer: who is Jeremy Furnell?

I'm an equity release adviser based near March, Cambridgeshire. I've worked in financial services since 1996, qualified in equity release with the Chartered Insurance Institute in 2009, and have run my own firm, Pellucid Ltd, since 2010. You'll find me on the FCA register under reference JLF01060.

How can you check me?

Every claim on this page can be checked in a minute or two, on the registers that matter:

WhatCheck it hereWhat it shows
Me, on the FCA registerFCA register: Jeremy Leonard Furnell, JLF01060My roles at Pellucid Ltd since 16 January 2023, and in the regulator's words: "No FCA or PRA disciplinary or regulatory action" (checked 30 September 2026)
My firmFCA register: Pellucid Ltd, FRN 981845Pellucid Ltd is authorised and regulated by the Financial Conduct Authority. Trusted Equity Release is one of its trading names
My companyCompanies House: Pellucid Ltd, 07174383I've been its director since the day it was formed, 2 March 2010
The Equity Release CouncilMy member profileMembership, which commits me to the Council's standards, including the no negative equity guarantee
SOLLASOLLA's find-an-adviser directoryThe Later Life Lending Advice Standard
My clientsMy Google reviewsAll six reviews, every one five stars, with my replies

Proud to be a member of the Equity Release Council badgeSOLLA Later Life Lending Advice Standard logo

What am I qualified in?

Equity release needs a qualification of its own, on top of a mortgage one. As I put it, "you have to be qualified to do equity release, more so than a normal mortgage adviser." Mine:

Qualification or standardWhen
Certificate in Equity Release (CERT CII (ER)), the Chartered Insurance Institute2009
Certificate in Mortgage Advice and Practice (CeMAP), The London Institute of Banking & Finance1999
Financial Planning Certificate, parts 1 to 3, the Chartered Insurance Institute1996
Wills and Estate Planning Certificate2024
Later Life Lending Advice Standard, Society of Later Life Advisers (SOLLA)Current

How did I end up advising only on equity release?

I started in financial services in 1996 and moved into mortgages in 1999. I qualified in equity release in 2009 and set up my own firm, Pellucid, the following year, and for more than a decade equity release sat alongside ordinary mortgages.

That changed when I reached the age where I could take out a lifetime mortgage myself. I gave up ordinary mortgages and have advised only on later-life lending since. My colleagues at Pellucid look after mortgages and insurance, and Trusted Equity Release is the later-life side of the firm.

Why do I handle wills and lasting powers of attorney too?

Because the families I help kept needing them at the same time. So in 2024 I sat and passed the Wills and Estate Planning Certificate. When Eileen Lack reviewed me that March, the one job left on the file was finishing the LPAs.

How do I work?

It's me from start to finish: the first call, the visit, the recommendation and the paperwork, with no call centre or administrator in between.

  • I come to you. I'm happy with a good hour's drive from March, which covers Cambridgeshire, Norfolk, Suffolk, south Lincolnshire and Northamptonshire.
  • Or we talk on the phone. Video calls are rare, for a reason I understand: "if it's not done face to face, the vast majority just want a phone call, because they're in the same boat as me."
  • Family are welcome, in the room or on the line. For one gran buying a new home, I set up the first meeting with her and her daughter and brought her grandson in by phone from another county.
  • Every recommendation comes with a letter explaining it in plain English. If equity release isn't right for you, I'll say so, and why.
  • I'll point you to a specialist equity release solicitor. Your solicitor acts for you, not for me, and should know these plans well.

How am I paid?

Your first conversation costs nothing and commits you to nothing. There's nothing to pay unless your plan completes. If it does, my fee is a fixed fee, not a percentage of what you release, and you can pay it directly or have it taken from the plan. I'll tell you the figure on the phone, with the solicitor's cost, before you decide anything.

It's also a lifetime fee. If you've got 15 years in front of you, call me up and I'll help you for nothing.

What do my clients say?

Six people have reviewed me on Google, all five stars. Three of them, in their own words:

★★★★★

“Many companies take advantage of the elderly, but this was clearly not the case with Jeremy. He thoroughly explained all options and even assisted my gran with completing complex application forms.”

Shaun Mizen · Google review, October 2024
★★★★★

“Had the pleasure of dealing with Jeremy on behalf of my mum for equity release on her home. If you want someone you can genuinely trust then don't go anywhere else! Jeremy is probably the most honest and genuine advisor that you will come across.”

S E · Google review, March 2024
★★★★★

“Jeremy was very professional throughout the process, kept us uptaded at all times, nothing was too much trouble.”

Karen Stockwell · Google review, December 2024

Read every review, with my replies, or see them on Google.

Who am I away from work?

My three miniature dachshunds, Mr Bojangles, Amber and Malteser, take up most of it. The rest goes on golf at the weekend, watching my local village football team, the occasional day on the allotment, and my godsons and family friends. You may also have seen my blue gazebo at a local show.

Trusted Equity Release blue gazebo exhibition stand with banners on a lawn

FAQ

Are you independent?

Yes. I'm not tied to one lender or a panel, so I compare lifetime mortgages across the whole market. SOLLA's directory lists me as an independent, whole-of-market adviser, and the Equity Release Council's standards apply to every plan I arrange.

Do you only do equity release?

Later-life lending is all I advise on now: lifetime mortgages, retirement interest-only mortgages from age 50, and wills and lasting powers of attorney. If you need an ordinary mortgage or insurance, my colleagues at Pellucid, the same firm, can help.

Can my family be there?

Yes, and I'd encourage it. Sons, daughters and grandchildren often sit in or join by phone, and with your permission I'll copy them into the paperwork, so nobody reads the plan for the first time at probate. Two of my six reviews were written by family.

What if equity release isn't right for me?

Then I'll tell you, and why, and put it in writing if you'd like. Some conversations end there, and that's the job done properly. I'll also point you to the alternatives, such as downsizing or a retirement interest-only mortgage.

Book your free initial consultation today.

Pick up the phone and speak to Jeremy directly. If equity release is not the right choice, I will say so.

07768 972861 Or try the quick calculator
Speak to Jeremy